Have you reached your concessional contributions cap? The ATO explains that this cap is the maximum amount of before-tax contributions you can add to your superannuation each year without facing additional taxes.

With the end of the financial year almost on the horizon, it is worth taking some time to consider how you can maximise your deductions, therefore minimising tax. 

Australians are facing new challenges as the rising cost of living impacts daily routines and household decisions.